Grants, news, tips and tricks to help you run more efficiently. For businesses moving from surviving to thriving.

Rosalie Murphy has covered small-business banking, credit cards, insurance and lending at NerdWallet since 2021. She writes and edits the Starting Small newsletter, and her reporting has appeared in publications like the Associated Press, MarketWatch and Nasdaq. Rosalie is an MBA candidate and has a bachelor's degree in journalism from the University of Southern California.

Randa Kriss is a senior writer and NerdWallet authority on small business. She has nearly a decade of experience in digital content. Prior to joining NerdWallet in 2020, Randa worked as a writer at Fundera, covering a wide variety of small-business topics and specializing in the lending and banking spaces. Her work has been featured in The Washington Post, The Associated Press, MarketWatch and Nasdaq, among other publications. She has also hosted a webinar as part of the SBA's 2024 National Small Business Week Virtual Summit. Randa is passionate about helping small-business owners make educated financial decisions, especially when it comes to affordable funding. She is based in New York City.

Ryan Brady is a CFP® professional and lead writer at NerdWallet covering small-business lending and insurance. Before joining NerdWallet, Ryan ran a successful online retail business, giving him firsthand knowledge of the challenges and opportunities small-business owners face. His work has appeared in TechCrunch, MarketWatch, Yahoo, Nasdaq and more. Ryan is based in Fort Myers, Florida.